Gulani Family Care accepts most insurance plans. Co-pays and deductibles are due at time of service. For your convenience we accept cash, Visa, and MasterCard. For all HMO insurance plans, please be sure to select Dr. Suparna Gulani as your primary care physician (PCP) before your scheduled appointment. Although we do our best to monitor each patient's insurance coverage, please remember it is up to you to notify us of any changes to your policy. If you have any questions concerning financial issues, please call 904-296-1010 and ask to speak with our billing personnel.